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A Mortgage Deed, also called a Mortgage Agreement, is a written document that officially recognizes a legally binding relationship between two parties – the Borrower and the Lender. The Borrower grants the Lender conditional ownership in certain property or assets as a security interest against a loan until the loan is repaid in full.
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A Mortgage Agreement includes the mortgagor’s and mortgagee’s contact details, information regarding the property, and any additional clauses that the mortgagor must adhere to during the Mortgage Agreement. In addition, the Mortgage Agreement contains the amount of money lent to the mortgagor by the mortgagee (called the principal), as well as.
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