Glossary of Real Estate Industry Terms » Mortgage Masters Group

“This pioneering transaction represents an important event in the evolution of PennyMac Financial’s capital structure and marks a watershed development for the mortgage banking industry. and.

A traditional, real estate financing mechanism that is not backed by any government or other agency (FHA, VA, etc.). CONVERTIBLE ARM A mortgage that begins with an adjustable rate, that allows the borrower to convert the loan to a fixed rate within a specific time frame.

fixed-rate mortgage A mortgage whose rate remains constant throughout the life of the mortgage. flood insurance The federal flood disaster protection Act of 1973 requires that federally-regulated lenders determine if real estate to be used to secure a loan is located in a Specially Flood Hazard Area (SFHA).

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Sullivan’s professional designations and certificates include Registered mortgage licensing act, annual education courses for Real Estate. a master’s degree in project management from Boston.

“This transaction significantly strengthens PMT’s liquidity profile by providing long-term financing from a broad group of institutional investors at attractive economic terms. PennyMac Mortgage.

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The real estate industry has its own unique language and, without some knowledge of this language, you may find yourself a bit confused if you become involved in a real estate transaction. With this in mind, the experts at Our Title Companies have compiled the following glossary of terms commonly used in the real estate industry.

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This glossary defines mortgage and real estate terms as they are commonly used. These terms may have different connotations in different locales and when used in a different context. This glossary should only be used as general guide and not relied upon to make decisions about real estate or financing.

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