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Low Mortgage Delinquency Levels Stabilize Consumer Credit Market Serious consumer-level delinquency rates (60+ DPD) have reached historic lows, dropping from 1.74% in Q1 2018 to 1.44% in Q1 2019 What’s driving these changes in the mortgage market? Housing affordability continued to be a significant driver of origination decline, as home prices and interest rates continued to rise in Q4 2018.
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