Mortgage delinquencies are down across the U.S. — but up in South Florida. Here’s why.

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Student loan performance is not: more than 40% of student loan borrowers are either not making payments or are delinquent. In 2015, 15% of the U.S. population was 65 or over. Reverse mortgage.

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Mortgage delinquencies across the U.S. in September fell to their lowest levels in 12 years, at a time when the housing market from coast to coast continues to show signs of cooling.

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Some 14% of mortgages delinquent or in foreclosure. "The issue this quarter is that the seasonally adjusted delinquency rates went up while unadjusted rates went down," said Jay Brinkmann, MBA.

Mortgage delinquencies are down across the U.S. – but up in South Florida. Here’s why. Article Courtesy of The Miami Herald. By Rene Rodriguez. Published January 16, 2018. Four months after Hurricane Irma made landfall in the Keys and worked its way up Florida’s west coast, the scope of the storm’s long-term effects are still coming.

South Florida’s uptick in early-stage mortgage delinquencies, defined as 30-59 days past due, belies the national trend. According to CoreLogic’s report, the U.S. rate for early-stage mortgage delinquencies was 2.3 percent in October 2017, up 0.01 percent from October 2016.

"Mortgage delinquencies increased across all loan types – FHA, VA and conventional – on a seasonally-adjusted basis. The FHA delinquency rate increased to 9.40 percent from 7.94 percent in the second quarter, a 146 basis-point increase and the highest quarter-over-quarter increase reported in the history of our survey.

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Mortgage delinquency rates in South Florida dipped in December, but still remained far higher than the national average. Mortgage delinquency rates in South Florida dipped in December, but still.

According to a monthly study by CoreLogic, the number of delinquent mortgages in South Florida grew for the month of October 2017, likely because of Hurricane Irma. Delinquencies will probably.

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Real Estate News Mortgage delinquencies are down across the U.S. – but up in South Florida. Here’s why.

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